Life’s ups and downs are inevitable, but maintaining good mental health should remain a top priority. Despite the perceived financial burden, prioritizing mental health is an essential decision for everyone.
Especially with the current year posing immense mental, physical, and emotional challenges due to the outbreak of the novel Coronavirus, mental health could be affected more than we think. Widespread travel restrictions, school closures, and cancellation of gatherings and events have been a new experience for us all.
However, on the bright side, these changes have led us to spend quality time with loved ones and focus more on personal well-being.
If budget-friendly ways to care for your mental health is your search, below are some viable options:
1. INCOME-BASED THERAPY
Several therapists provide their services at a price that correlates with your income. If you’re seeking therapy on a modest budget, inquire about this provision early on. If unavailable, consider requesting referrals to affordable therapists. You can also find ‘income-based therapy services’ in your locality via a simple Google search.
2. TAKING ADVANTAGE OF HEALTH INSURANCE
If you’re covered under health insurance, bear in mind that your mental health services might be included in your package. Albeit health insurance can be pricey, it is quite beneficial. Following the 2008 Mental Health Parity Law, insurance firms are required to deliver mental and behavioral health and substance use disorder coverage that matches or surpasses medical coverage. Understandably, some restrictions apply; such as, your service may be limited to specific areas like substance abuse counseling, or they might necessitate a referral from your primary care doctor.
3. LOCAL COMMUNITY HEALTH CENTERS
These centers are a cost-effective solution for mental health needs, offering services like crises intervention, therapy, and substance abuse counseling. Depending on your income, you might qualify for generous discounts, so don’t overlook the potential. Here is a resource website to find a community health center near you.
For affordable ways to prioritize your mental health, click here.
4. MENTAL HEALTH APPS
Therapy apps like Talkspace are an ideal solution for seeking advice from a professional therapist without leaving the comfort of your home. These apps, starting at $65 a week, provide unlimited access to professional guidance via text and sometimes voice conversation on a weekly or monthly subscription basis.
5. CRISIS TEXT LINE
Crisis Text Line is a non-profit organization providing free crisis intervention via text messages globally. If you’re grappling with harmful thoughts and seeking someone to converse with, the 24/7 text-only service can be a good suggestion.
6. MEDITATION APPS
Starting your day with meditation or prayer can have a profound positive impact on your mental health. Free meditation apps that could assist you in processing thoughts, relaxation, and focusing on positivity. Some of these include Headspace, Smiling Mind, Calm, and Mindfulness Daily.
In essence, don’t let your mental health be left behind due to financial concerns. These aforementioned options are affordable ways to maintain healthy mental health, ensuring that you stay within budget. Taking the first step to research these options, downloading a helpful app, or finding out more about your health insurance policy benefits could make all the difference.
