As the holiday season approaches, the financial pinch that accompanies gift buying, travel and festivities is becoming noticeable for many. There’s no need for panic though! There are a host of ingenious ways to boost your Christmas budget and ensure a relaxed, joyful holiday season. Whether you’re keen on a seasonal gig or simply eager to fatten up your bank account, here are some creative, simple strategies to accumulate extra cash during the holiday season.
1. OPEN A NEW CREDIT CARD OR BANK ACCOUNT
If you’re searching for a straightforward method to earn some extra cash, try opening a new credit card or bank account. Quite a few banks and credit card firms provide sign-up incentives for new customers, ranging from $50 to $500 or more. Understand the terms and conditions carefully before signing up – some accounts mandate a minimum deposit or certain number of transactions to be eligible for the bonus.
To qualify for generous sign-on bonus credit cards, you need to have a good credit rating. If a bank account reward for opening a new account tempts you, be prepared to set up a direct deposit or deposit and maintain a specific amount of money for several months.
Even if the bonus money doesn’t arrive before Christmas, you can use the bonus as reimbursement once it arrives post-holiday.
2. SELL UNWANTED ITEMS
Another practical way to procure additional cash for Christmas is to sell unneeded items. From online platforms like eBay, Craigslist, or Facebook Marketplace, to hosting a garage sale, there is no shortage of avenues to rid your house of clutter while raking in some extra money. Begin by room-by-room inventory minus the clutter for sale.
Take full advantage of the holiday season and enlist decorations, electronics or collectables – perfect for gift giving. Never undervalue old possessions – it might be shocking how much you could earn from them!
3. REDEEM CREDIT CARD REWARDS
Consider redeeming rewards points from your credit card for a bit of extra money. Numerous credit card companies allow you to use points for cashback on any expenditure.
4. SECURE A SEASONAL WAREHOUSE JOB
Given the holiday rush, many retailers and shipping agencies hire additional staff. Think about bagging a seasonal role at a warehouse. Not only do these hourly roles usually offer chances for overtime and thus more money, but you might be able to get discounts on holiday gifts.
5. BECOME A DELIVERY DRIVER
Food delivery platforms like Uber Eats, Grubhub, and DoorDash or delivery services such as Amazon Flex are perfect for those looking to make holiday money. These platforms offer the flexibility to work when you want with potential earnings around $15 to $20 per hour.
6. USE REWARDS APPS AND DO SURVEYS
To earn extra money with minimal effort, try using rewards apps and doing surveys. Accrue cash from shopping, watching videos, doing surveys and more, via apps and websites like Swagbucks, InboxDollars, and Rakuten.
7. TRADE-IN GOODS ON AMAZON
If you have unused items, think about utilizing Amazon’s trade-in program for some Christmas cash. By trading in items like books, electronics, and DVDs, you can earn Amazon gift cards, perfect for holiday shopping.
In conclusion, holiday seasons need not be financially stressful. By employing these smart methods for extra Christmas money, you can mitigate financial pressures and savor a stress-free holiday season. No matter the path you choose – selling unused items online, scoring a seasonal job, or using cashback rewards – there are plenty of options. Happy holidays!
