As the festive season swiftly approaches, many of us can feel the economic pinch. With gift shopping, vacation travels, and various celebrations, ensuring finances stretch can seem daunting. However, there’s no need to worry. A variety of ingenious methods exist to earn additional funds for Christmas, allowing you a more comfortable, joyous holiday period.
Whether you’re in search of a casual holiday job or just require a little extra to supplement your bank balance, this compilation won’t disappoint. Here are some of my preferred simple, cunning tricks to earn additional funds over the festive period.
1. START A NEW CREDIT CARD OR BANK ACCOUNT
Starting a new credit card or bank account is a straightforward method to earn some extra money. Numerous banks and credit card providers offer new client welcome bonuses, ranging anywhere from $50 to more than $500. Ensure you comprehend the specifics and terms before signing up. Certain accounts might need a base deposit or a set number of transactions to qualify for the bonus.
Also, it’s necessary to have decent credit to qualify for credit cards offering a substantial sign-on bonus. If attaining a bonus for launching a new bank account appeals to your interest, be prepared to arrange direct deposit or deposit a certain sum of money into the account, possibly for a few months. This is a brilliant concept if you have an emergency fund you can use. Even if the bonus is post-Christmas, you can procure the bonus and reimburse yourself whenever it arrives.
2. SELL UNWANTED ITEMS
Selling items you no longer need or want is another easy tactic to make supplementary Christmas money. You can sell through online platforms like eBay, Craigslist, or Facebook Marketplace, or even host a garage sale. It’s an excellent method to declutter while making some money. Try listing on various platforms to extend your reach, or select the ideal platform for your item.
Utilize the holiday season to sell decorations or perfect gifting items like electronics or collectibles. Don’t undervalue your old items – they could be worth immensely!
3. REDEEM CREDIT CARD REWARDS
Consider redeeming your reward points from credit cards for additional spending money. Many issuers offer the option of converting your points into cash back, which can be spent as you desire. Always check redemption options and any potential fees or restrictions.
4. SECURE A SEASONAL WAREHOUSE JOB
Many retailers and shipping companies hire extra holiday help. You can apply for a seasonal position at a warehouse or fulfillment center. These jobs pay hourly rates, often with opportunities for overtime. Employee discounts on holiday purchases might even save you money.
5. BECOME A DELIVERY DRIVER
With the popularity of food delivery services like Uber Eats, Grubhub, and DoorDash, delivering food is a great way to earn extra cash. You could also become a courier for services like Amazon Flex. While delivering can earn about $15 to $20 per hour, bear in mind that upkeep and gas for your vehicle will be on you.
6. USE REWARDS APPLICATIONS AND COMPLETE SURVEYS
To earn a bit of extra cash easily, try rewards applications and surveys. Numerous platforms pay you to shop, watch videos, complete surveys, and more. Famous options include Swagbucks, InboxDollars, and Rakuten.
7. TRADE IN ITEMS ON AMAZON
If you’ve got items to get rid of, use Amazon’s trade-in program. You can exchange items like books, electronics, and DVDs for Amazon gift cards.
Sure, the holiday season can be stressful, but it doesn’t need to be. With these strategies, you can take the edge off your financial worries and enjoy a carefree holiday season. Whether it’s selling unwanted items, taking up a seasonal job, or cashing in rewards, there are many possibilities. Happy holidays!
