The array of available rewards credit cards can make it tough to know which one is right for you, especially when they differ in terms of earning rates, reward types, and their specific guidelines. Missing out on choosing the best rewards card could mean unclaimed cash and benefits. Here’s our top ten selection:
1. CHASE SAPPHIRE PREFERRED CARD
The Chase Sapphire Preferred Card is a standout option for regular spenders on travel and dining, offering high reward rates and versatile redemption options. Despite an annual fee, its appealing sign-up bonus and travel perks are prized features.
2. AMERICAN EXPRESS PLATINUM CARD
The American Express Platinum Card, ideal for frequent travelers valuing luxury, offers premium travel benefits, including airport lounge access and Membership Reward points.
3. CAPITAL ONE VENTURE REWARDS CREDIT CARD
The Capital One Venture Card, a top-tier travel card, rewards users with miles on every purchase. It comes with additional benefits that compete with other prestigious credit cards.
4. CITI PREMIER CARD
The Citi Premier Card offers a robust reward system, especially for travels and non-travel expenses, making it a reasonable pick.
5. DISCOVER IT CASH BACK
Suitable for moderate spenders, the Discover It Cash Back card promises substantial rewards for those who monitor their spending categories throughout the year.
6. BANK OF AMERICA PREMIUM REWARDS CREDIT CARD
For regular travelers seeking flexible rewards, the Bank of America Premium Rewards credit card is an excellent choice, especially for existing Bank of America customers.
7. WELLS FARGO ACTIVE CASH CARD
The Wells Fargo Active Cash Card offers a continuous 2% cash rewards rate on purchases, making it one of the top flat-rate cash back cards on the market.
8. HILTON HONORS AMERICAN EXPRESS SURPASS CARD
Perfect for Hilton frequenters, the Hilton Honors American Express Surpass Card comes with huge points on Hilton purchases and added advantages.
9. CHASE FREEDOM UNLIMITED
With a straightforward cash back program and no annual fee, the Chase Freedom Unlimited stands as a leading choice amongst cash-back cards.
10. SOUTHWEST RAPID REWARDS PREMIER CREDIT CARD
Ideal for those who often fly with Southwest Airlines, the Southwest Rapid Rewards Premier Credit Card offers benefits such as bonus points and anniversary bonuses.
Remember: before committing to any credit card, take your expenditure habits, travel preferences, and financial objectives into account. It’s also crucial to stay updated on card terms, conditions, and reward structures as they might change. Always visit the credit card issuer’s website for the most current details. From SmartAsset.com.
